Using Your Debit Card
Overview
With the convenient Horizon MyWay debit card, you can pay for health care expenses and access your account whenever and wherever you need to.
No waiting. No claims to file.
Simply use your card when you want to pay for eligible health care expenses. Money for the expense is transferred directly from your account to your provider or merchant. You don’t have to pay cash up front, submit a claim form, or wait to be reimbursed.
Easily monitor your account.
You can check account balances, view transactions and use our online planning tools at www.horizonblue.com.
When will I receive my card?
How to use it
- You can use your debit card to pay your portion of eligible medical, dental, prescription, and vision expenses.
- You can use your debit card at provider offices.
- For medical claims usually processed by your health plan, simply write your debit card number on your doctor’s bill and return it to the provider.
- You can also call your health care provider with your debit card number.
Example Scenario
Below is an example of how you can use your debit card to pay for a clinic visit.
| Scenario: You cut your hand doing yard work and go to the doctor, who examines the wound and applies a few stitches. |
|---|
|
Step 1 Your doctor submits the claim to your health plan |
|
Step 2 Your health plan pays the portion of the claim that’s covered by them. |
|
Step 3 You receive an Explanation of Health Care Benefits (EOB) from your health plan stating what has been paid by them and any amount that you owe. |
|
Step 4 If you have a card and did not use it at the time of service, simply write your debit card number on the bill or call your health care provider’s business office with the number. You can show your debit card before or after services. Either run it as a “credit” to simply sign your name or choose "debit" to use a PIN. |
|
Step 5 The balance due after your health plan has paid is charged to your debit card and paid from your account to your provider. |